Business Loan

A Business Loan is a type of secured or unsecured loan offered by Janakalyan Thrift & Credit Co-operative to help members meet their business-related financial requirements. Whether you need funds for starting a new business, expanding an existing one, purchasing equipment, managing working capital, or handling any other business expense, our business loan is designed to support your growth and success.

Benefits of Availing Business Loan from Janakalyan Thrift & Credit Co-operative:

• Hassle-free application process

• Quick approval and disbursal of funds

• Flexible repayment options

• Competitive interest rates

• Helps in smooth management of business operations

How the Loan Amount is Determined:

The loan amount is determined based on your business requirement, repayment capacity, financial documents, and collateral (if applicable). For secured loans, the collateral value plays an important role in deciding the loan amount.

What is the Tenure of Business Loan Provided by Janakalyan Thrift & Credit Co-operative:

The tenure of the business loan generally ranges from 12 months to 60 months, depending on the loan amount and repayment plan chosen by the member.

What is the Maximum Loan Amount that I Can Take:

The maximum loan amount depends on your business’s financial health, cash flow, credit history, and collateral value (if secured). We offer attractive loan amounts to suit the diverse needs of small and medium-sized businesses.