Announcement
✅ Jana Kalyan TCCS Ltd is an Authorized POSP/DSA for insurance & financial products. 🤝 We facilitate members in accessing insurance solutions through reputed companies. 🏦 Partnering with top insurers: HDFC Life, ICICI Lombard, and more. ⚠️ We act only as a DSA/POSP — not as the insurer. 📜 All insurance is underwritten by the respective insurance companies.
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Personal Loan

A Personal Loan is an unsecured loan provided by Janakalyan Thrift & Credit Co-operative to meet a member’s personal financial needs. Whether it’s for medical expenses, education, home renovation, wedding costs, travel plans, or any other personal requirement, our personal loan offers quick financial assistance without the need to pledge any collateral.

Benefits of Availing Personal Loan from Janakalyan Thrift & Credit Co-operative:

  • No collateral or security required

  • Simple documentation process

  • Quick approval and disbursal of loan

  • Flexible repayment options

  • Competitive interest rates

How the Loan Amount is Determined:

The loan amount is decided based on your income, repayment capacity, credit history, and other eligibility criteria. Since it is an unsecured loan, no collateral is needed, but financial stability is considered.

What is the Tenure of Personal Loan Provided by Janakalyan Thrift & Credit Co-operative:

The tenure of the personal loan generally ranges from 12 months to 48 months, depending on the amount borrowed and the repayment plan chosen by the member.

What is the Maximum Loan Amount that I Can Take:

You can avail a personal loan amount based on your income, repayment capacity, and eligibility. We ensure that you get the required amount to fulfill your personal financial needs conveniently.